Reading Financial Statements

Knowing what to do with the financial statements on a Day 2 case has always been a huge struggle for me, so I’m glad that Deloitte’s CFE Approach: Assurance webcast addressed this.

Some things to keep in mind, from an Assurance role perspective:

  • Don’t spend too much time reading the FS (don’t make issues out of nothing); any financial reporting issues will be explicitly noted in the requirements section
  • Look for risk areas (eg. significant year-over-year changes in fixed assets indicates large additions to PPE which is a risk)
  • Check compliance with debt covenants
  • Do a quick going concern assessment
    • IS: profitability (is the company turning a profit?)
    • IS: current ratio (do current liabilities exceed current assets?)
    • If current ratio < 1 and company has sustained losses, going concern likely to be an issue worth discussing
  • Abnormal income statement items that should be adjusted for materiality (since materiality is often based on normalized income)
  • May need to refer back to some variable costs and margins on the income statement, if an MA AO requires these

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